{"id":1714,"date":"2026-03-05T19:47:58","date_gmt":"2026-03-05T16:47:58","guid":{"rendered":"https:\/\/dbsnewsmedia.com\/?p=1714"},"modified":"2026-03-05T19:47:58","modified_gmt":"2026-03-05T16:47:58","slug":"allianz-uyardi-dunyayi-tedarik-krizi-turkiyeyi-siyasi-gelismeler-korkutuyor","status":"publish","type":"post","link":"https:\/\/dbsnewsmedia.com\/?p=1714","title":{"rendered":"Allianz Uyard\u0131: D\u00fcnyay\u0131 Tedarik Krizi, T\u00fcrkiye&#8217;yi Siyasi Geli\u015fmeler Korkutuyor"},"content":{"rendered":"\n<p>Allianz taraf\u0131ndan yay\u0131nlanan risk raporuna g\u00f6re, k\u00fcresel ekonomiyi bekleyen en b\u00fcy\u00fck &#8220;Kara Ku\u011fu&#8221; tehdidi tedarik zincirlerinin \u00e7\u00f6kmesi ve d\u00fcnya genelinde internetin kesilmesi olarak a\u00e7\u0131kland\u0131. Peki bu ihtimaller tam olarak ne anlama geliyor?<\/p>\n\n\n\n<p>Beklenmeyen ancak ger\u00e7ekle\u015fti\u011finde b\u00fcy\u00fck ekonomik ve toplumsal etkiler yaratan \u201cKara Ku\u011fu\u201d olaylar\u0131, k\u00fcresel ekonomide en y\u0131k\u0131c\u0131 krizler aras\u0131nda g\u00f6r\u00fcl\u00fcyor. Bu t\u00fcr olaylara \u00f6rnek olarak 2001\u2019de&nbsp;<a href=\"https:\/\/gazeteoksijen.com\/haberleri\/abd\" target=\"_blank\" rel=\"noreferrer noopener\">ABD<\/a>\u2019de ger\u00e7ekle\u015fen D\u00fcnya Ticaret Merkezi sald\u0131r\u0131lar\u0131, 2008 k\u00fcresel finans krizi ve Covid-19 pandemisi g\u00f6steriliyor.<\/p>\n\n\n\n<p>Allianz Commercial taraf\u0131ndan yay\u0131mlanan \u201cBusiness Black Swans\u201d (\u0130\u015f D\u00fcnyas\u0131 Kara Ku\u011fular\u0131) ara\u015ft\u0131rmas\u0131, k\u00fcresel i\u015f d\u00fcnyas\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki be\u015f y\u0131l i\u00e7in en \u00e7ok endi\u015fe duydu\u011fu y\u00fcksek etkili riskleri ortaya koydu.<\/p>\n\n\n\n<p>Allianz\u2019\u0131n haz\u0131rlad\u0131\u011f\u0131 Allianz Risk Barometer analizine g\u00f6re,&nbsp;<strong>\u00f6n\u00fcm\u00fczdeki be\u015f y\u0131l i\u00e7inde en olas\u0131 Kara Ku\u011fu senaryosu k\u00fcresel tedarik zincirinin jeopolitik bir \u00e7at\u0131\u015fma nedeniyle fel\u00e7 olmas\u0131.<\/strong><\/p>\n\n\n\n<p>Yakla\u015f\u0131k 100 \u00fclke ve b\u00f6lgeden 3 bin 338 risk y\u00f6netimi uzman\u0131n\u0131n kat\u0131ld\u0131\u011f\u0131 ankette kat\u0131l\u0131mc\u0131lar\u0131n y\u00fczde 51\u2019i, mallar\u0131n ve ham maddelerin k\u00fcresel dola\u015f\u0131m\u0131n\u0131n durmas\u0131na yol a\u00e7abilecek bir tedarik zinciri krizini en muhtemel risk olarak de\u011ferlendirdi.<\/p>\n\n\n\n<p>Bu risk \u00f6zellikle ihracat odakl\u0131 ekonomilerde daha y\u00fcksek g\u00f6r\u00fcl\u00fcyor. \u00d6rne\u011fin Almanya\u2019daki kat\u0131l\u0131mc\u0131lar\u0131n y\u00fczde 71\u2019i tedarik zinciri \u00e7\u00f6k\u00fc\u015f\u00fcn\u00fc en b\u00fcy\u00fck Kara Ku\u011fu riski olarak g\u00f6sterdi. Avrupa\u2019da kat\u0131l\u0131mc\u0131lar\u0131n y\u00fczde 57\u2019si, Asya-Pasifik b\u00f6lgesinde y\u00fczde 48\u2019i, ABD\u2019de y\u00fczde 52\u2019si ve \u00c7in\u2019de y\u00fczde 51\u2019i bu senaryoyu en olas\u0131 risk olarak de\u011ferlendirdi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Dijital K\u0131yamet Senaryosu: K\u00fcresel \u0130nternet Kesintisi<\/strong>\u00a0<\/h2>\n\n\n\n<p>Ara\u015ft\u0131rmaya g\u00f6re ikinci en olas\u0131 Kara Ku\u011fu senaryosu ise b\u00fcy\u00fck bir siber sald\u0131r\u0131 veya teknoloji ar\u0131zas\u0131 sonucu k\u00fcresel internetin kesilmesi.<\/p>\n\n\n\n<p>Kat\u0131l\u0131mc\u0131lar\u0131n y\u00fczde 47\u2019si d\u00fcnya genelinde dijital operasyonlar\u0131 ve ileti\u015fimi felce u\u011fratabilecek bir internet kesintisini en \u00f6nemli risklerden biri olarak g\u00f6sterdi.<\/p>\n\n\n\n<p>Bu senaryo \u00f6zellikle Amerika k\u0131tas\u0131 (y\u00fczde 49) ile Afrika ve Orta Do\u011fu (y\u00fczde 51) b\u00f6lgelerinde en \u00e7ok korkulan risk olarak \u00f6ne \u00e7\u0131kt\u0131.<\/p>\n\n\n\n<p>Ayr\u0131ca Birle\u015fik Krall\u0131k\u2019ta y\u00fczde 69, Kolombiya\u2019da y\u00fczde 55, Brezilya\u2019da y\u00fczde 48, Hindistan\u2019da y\u00fczde 42 ve Avustralya\u2019da y\u00fczde 45 oran\u0131nda kat\u0131l\u0131mc\u0131 internet kesintisini en b\u00fcy\u00fck risklerden biri olarak de\u011ferlendirdi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sistemin \u00c7\u00f6k\u00fc\u015f\u00fc: Finansal Kriz ve Bor\u00e7 \u00c7\u0131kmaz\u0131<\/h2>\n\n\n\n<p>Ankette \u00fc\u00e7\u00fcnc\u00fc en olas\u0131 Kara Ku\u011fu senaryosu ise b\u00fcy\u00fck bir finans kurulu\u015funun aniden \u00e7\u00f6kmesi veya bir \u00fclkenin bor\u00e7 krizine girmesi olarak belirlendi.<\/p>\n\n\n\n<p>Kat\u0131l\u0131mc\u0131lar\u0131n y\u00fczde 30\u2019u b\u00f6yle bir finansal krizin \u00f6n\u00fcm\u00fczdeki y\u0131llarda ger\u00e7ekle\u015fme ihtimali oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kelebek Etkisi B\u00fcy\u00fcyor: Jeopolitik Krizlerin A\u011f\u0131r Faturas\u0131<\/h2>\n\n\n\n<p>Allianz Commercial K\u00fcresel Risk Dan\u0131\u015fmanl\u0131\u011f\u0131 Ba\u015fkan\u0131 Michael Bruch, g\u00fcn\u00fcm\u00fcz d\u00fcnyas\u0131nda Kara Ku\u011fu olaylar\u0131n\u0131n ge\u00e7mi\u015fe k\u0131yasla daha olas\u0131 hale geldi\u011fini belirtti.<\/p>\n\n\n\n<p>Bruch, fiziksel ve dijital tedarik zincirlerinin giderek daha fazla birbirine ba\u011fland\u0131\u011f\u0131n\u0131 vurgulayarak \u015fu de\u011ferlendirmeyi yapt\u0131:<\/p>\n\n\n\n<p><em><strong>\u201cBug\u00fcn tedarik zincirleri ve dijital altyap\u0131lar \u00e7ok daha s\u0131k\u0131 \u015fekilde birbirine ba\u011fl\u0131. Bu nedenle bir yerde ya\u015fanan aksama \u00e7ok k\u0131sa s\u00fcrede k\u00fcresel bir krize d\u00f6n\u00fc\u015febiliyor.\u201d<\/strong><\/em><\/p>\n\n\n\n<p>Bruch\u2019a g\u00f6re par\u00e7alanm\u0131\u015f jeopolitik ortam ve artan ticaret gerilimleri, \u015firketlerin dayan\u0131kl\u0131l\u0131k ve entegre risk y\u00f6netimi kapasitesini g\u00fc\u00e7lendirmesini zorunlu k\u0131l\u0131yor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u00fcrkiye \u0130\u015f D\u00fcnyas\u0131n\u0131n &#8216;Kara Ku\u011fu&#8217;su: Toplumsal ve Siyasi Riskler<\/h2>\n\n\n\n<p>Ara\u015ft\u0131rman\u0131n T\u00fcrkiye sonu\u00e7lar\u0131 da olduk\u00e7a dikkat \u00e7ekici. T\u00fcrkiye\u2019de \u015firketlerin yakla\u015f\u0131k yar\u0131s\u0131n\u0131n (%46) bir numaral\u0131 felaket senaryosu, toplumsal ve siyasi geli\u015fmeler olarak \u00f6ne \u00e7\u0131k\u0131yor. \u0130klim felaketi ve enerji \u015febekesi ar\u0131zas\u0131n\u0131n e\u015f zamanl\u0131 ya\u015fanmas\u0131 da %42 oran\u0131yla ikinci s\u0131raya yerle\u015fiyor. Ayn\u0131 oranda oy alan b\u00fcy\u00fck bir finans kurumunun ani \u00e7\u00f6k\u00fc\u015f\u00fc senaryosu ise \u00fc\u00e7\u00fcnc\u00fc s\u0131rada yerini al\u0131yor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Devler \u0130klimden, KOB\u0130&#8217;ler \u0130flastan Korkuyor<\/strong><\/h2>\n\n\n\n<p>Ara\u015ft\u0131rma, \u015firket b\u00fcy\u00fckl\u00fc\u011f\u00fcne g\u00f6re risk alg\u0131s\u0131n\u0131n de\u011fi\u015fti\u011fini de ortaya koydu.<\/p>\n\n\n\n<p>T\u00fcm \u015firketler tedarik zinciri \u00e7\u00f6k\u00fc\u015f\u00fcnden endi\u015fe etse de k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli \u015firketler b\u00fcy\u00fck bir finans kurumunun \u00e7\u00f6kmesi veya egemen bor\u00e7 krizini daha olas\u0131 bir risk olarak g\u00f6r\u00fcyor.<\/p>\n\n\n\n<p>Buna kar\u015f\u0131l\u0131k b\u00fcy\u00fck \u015firketler ise iklim felaketi ile enerji \u015febekesi ar\u0131zas\u0131n\u0131n ayn\u0131 anda ya\u015fanabilece\u011fi senaryolardan daha fazla endi\u015fe ediyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">KOB\u0130&#8217;lerin Savunmas\u0131z Karn\u0131: Siber Tehditler<\/h2>\n\n\n\n<p>Allianz Commercial Geli\u015fen Riskler ve Trendler Ba\u015fkan\u0131 Daniel Muller\u2019a g\u00f6re k\u00fc\u00e7\u00fck \u015firketler siber risklere kar\u015f\u0131 daha savunmas\u0131z durumda.<\/p>\n\n\n\n<p>Muller, k\u00fc\u00e7\u00fck i\u015fletmelerin genellikle siber g\u00fcvenlik ve tedarik zinciri y\u00f6netimi gibi alanlarda \u00f6zel ekipler kuracak kaynaklara sahip olmad\u0131\u011f\u0131n\u0131 belirterek \u015fu de\u011ferlendirmeyi yapt\u0131:<\/p>\n\n\n\n<p><em><strong>\u201cK\u00fc\u00e7\u00fck \u015firketler b\u00fcy\u00fck kurulu\u015flar kadar dayan\u0131kl\u0131l\u0131k yat\u0131r\u0131m\u0131 yapam\u0131yor. Bu nedenle uzun s\u00fcren dijital veya operasyonel kesintilere kar\u015f\u0131 daha k\u0131r\u0131lgan kal\u0131yorlar.\u201d<\/strong><\/em><\/p>\n\n\n\n<p>Uzmanlara g\u00f6re k\u00fcresel ekonominin giderek daha ba\u011flant\u0131l\u0131 hale gelmesi ve jeopolitik istikrars\u0131zl\u0131k, \u00f6n\u00fcm\u00fczdeki y\u0131llarda Kara Ku\u011fu olaylar\u0131n\u0131n hem daha s\u0131k hem de daha y\u0131k\u0131c\u0131 olmas\u0131na yol a\u00e7abilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Krizlere Kar\u015f\u0131 Tek \u00c7\u00f6z\u00fcm: \u00c7eviklik ve Risk Fark\u0131ndal\u0131\u011f\u0131<\/strong><\/h2>\n\n\n\n<p>Ara\u015ft\u0131rman\u0131n sonu\u00e7lar\u0131n\u0131 de\u011ferlendiren Allianz T\u00fcrkiye Elementer Ticari Sigortalar Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 \u00d6ktem \u00d6rk\u00fcn, \u201cSon y\u0131llarda hem d\u00fcnyada hem de \u00fclkemizde olas\u0131 risklere kar\u015f\u0131 daha dayan\u0131kl\u0131 olma ihtiyac\u0131na dair fark\u0131ndal\u0131k artm\u0131\u015f olsa da i\u015fletmelerin k\u00fcresel bir kesinti veya iklim felaketi gibi y\u00fcksek etkili bir olaya %100 haz\u0131rl\u0131kl\u0131 olmas\u0131n\u0131 bekleyemeyiz. Siyah Ku\u011fu dedi\u011fimiz olas\u0131 felaket senaryolar\u0131na en iyi \u015fekilde haz\u0131rlanman\u0131n en pratik ve \u00f6nemli ad\u0131m\u0131, \u00e7evikli\u011fi art\u0131rmak, risk fark\u0131ndal\u0131\u011f\u0131n\u0131 art\u0131rmak ve \u00e7e\u015fitli senaryolar i\u00e7in \u00f6l\u00e7eklenebilir m\u00fcdahale planlar\u0131 olu\u015fturmaktan ge\u00e7iyor. Sigorta, olas\u0131 risklere kar\u015f\u0131 bireyleri, toplumlar\u0131 ve i\u015fletmeleri finansal \u015foklardan korur, \u00f6ng\u00f6r\u00fclemeyen olaylardan sonra da yaralar\u0131n daha \u00e7abuk sar\u0131lmas\u0131na, daha h\u0131zl\u0131 bir iyile\u015fmeye yard\u0131mc\u0131 olur, uzun vadeli yat\u0131r\u0131mlar\u0131n da temelini olu\u015fturur. Allianz T\u00fcrkiye olarak \u00fclkemizde sigorta penetrasyonunu art\u0131rmaya y\u00f6nelik fark\u0131ndal\u0131k odakl\u0131 yakla\u015f\u0131m\u0131m\u0131zla yaln\u0131zca poli\u00e7e say\u0131s\u0131n\u0131 art\u0131rmaya de\u011fil, risk fark\u0131ndal\u0131\u011f\u0131n\u0131 art\u0131rmaya ve i\u015fletmelerin dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131 g\u00fc\u00e7lendirmeye odaklan\u0131yoruz. Bu kapsamda ticari ve s\u0131nai i\u015fletmeleri \u00f6ncelikli odak alanlar\u0131m\u0131zdan biri olarak konumland\u0131r\u0131yor; Allianz Teknik dan\u0131\u015fmanl\u0131\u011f\u0131nda uzman risk m\u00fchendislerimiz arac\u0131l\u0131\u011f\u0131yla deneyimlerimizi payla\u015f\u0131yor, i\u015fletmelere y\u00f6nelik risk y\u00f6netimi e\u011fitimleri d\u00fczenliyor, saha ziyaretlerimiz ve online risk analizlerimiz sayesinde potansiyel tehlikeleri \u00f6nceden belirleyerek gerekli \u00f6nlemlerin hayata ge\u00e7irilmesine destek oluyoruz.\u201d dedi.<\/p>\n\n\n\n<p>Haber Tarihi:05.03.2026,19.45<\/p>\n\n\n\n<p>Kaynak\u00e7a:<a href=\"https:\/\/gazeteoksijen.com\/dunya\/beyaz-sarayda-iran-icin-kara-harekati-catlagi-pentagon-girelim-disisleri-bataklik-diyor-267744\">https:\/\/gazeteoksijen.com\/dunya\/beyaz-sarayda-iran-icin-kara-harekati-catlagi-pentagon-girelim-disisleri-bataklik-diyor-267744<\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Allianz taraf\u0131ndan haz\u0131rlanan ve k\u00fcresel i\u015f d\u00fcnyas\u0131n\u0131n en b\u00fcy\u00fck korkular\u0131n\u0131 mercek alt\u0131na alan &#8220;Business Black Swans&#8221; (\u0130\u015f D\u00fcnyas\u0131 Kara Ku\u011fular\u0131) raporu yay\u0131mland\u0131. Ara\u015ft\u0131rmaya g\u00f6re \u00f6n\u00fcm\u00fczdeki 5 y\u0131l i\u00e7inde k\u00fcresel ekonomiyi tehdit eden en b\u00fcy\u00fck felaket senaryolar\u0131 tedarik zincirinin \u00e7\u00f6kmesi ve k\u00fcresel internet kesintisi olarak \u00f6ne \u00e7\u0131k\u0131yor. Raporun T\u00fcrkiye sonu\u00e7lar\u0131na g\u00f6re ise \u015firketlerin en b\u00fcy\u00fck &#8220;Kara Ku\u011fu&#8221; kabusu toplumsal ve siyasi geli\u015fmeler ile e\u015f zamanl\u0131 ya\u015fanabilecek iklim ve enerji krizleri oldu.<\/p>\n","protected":false},"author":3,"featured_media":1717,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[589],"class_list":["post-1714","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dunya","tag-dunya-gundem"],"jetpack_featured_media_url":"https:\/\/dbsnewsmedia.com\/wp-content\/uploads\/2026\/03\/kuresel-ekonominin-kara-kugu-kabusu-allianz-dunyayi-felc-edecek-3-senaryoyu-inceledi-w9kl.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=\/wp\/v2\/posts\/1714","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1714"}],"version-history":[{"count":1,"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=\/wp\/v2\/posts\/1714\/revisions"}],"predecessor-version":[{"id":1718,"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=\/wp\/v2\/posts\/1714\/revisions\/1718"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=\/wp\/v2\/media\/1717"}],"wp:attachment":[{"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1714"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1714"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dbsnewsmedia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1714"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}